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Click here to
get a copy of your personal credit report.
Don’t have a credit card? See instructions below.
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| Alternate Directions for obtaining a copy of your credit file: |
Credit Bureau Central is no longer processing requests for copies of your personal
credit report. That responsibility has been taken over by Trans Union, and you will
need to contact them directly. There are three ways you can contact them. You can call
Trans Union’s credit report request line at (800) 888-4213, and their automated system will
walk you through the process. Another option is to make your request on the Internet by visiting
www.transunion.com; or you can request a copy by mail by writing to:
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Trans Union
P.O. Box 1000
Chester, PA 19022
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If you decide to make your request in writing we suggest
you check Trans Union’s website or call first to find out the fee involved as well as the
other information that you will need to send them. |
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| Directions for filing disputes. |
Credit Bureau Central is no longer processing disputed information contained in
your personal credit report. That responsibility has been taken over by Trans Union, and
you will need to contact them directly. When you receive a copy of your credit report, you
should also receive an investigation form that you can fill out to submit your dispute.
If you have not received your credit report, but would like to dispute information, you should
send a list of the items being disputed, include the company name, account number and reason why,
along with your name, address, social security number, signature, home phone, and date
of birth to:
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Trans Union
1561 E. Orangethorpe Avenue
Fullerton, CA 92831
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It could take up to 30 days to complete the investigation, once it is completed you
will receive written results. You may also visit their website at
www.transunion.com. |
| If you would like to dispute an active CBC collection account, you may also visit our
Online Dispute page. |
Warning:
Under FCRA laws, any
person who knowingly and willfully obtains information on a consumer
from a Credit Reporting Agency under false pretenses (for example
getting a credit report on an individual without their permission),
shall be fined under Title 18 United States Code, or imprisoned for not
more than 2 years, or both. |
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